well like they say, money never comes easy... so in order to get this PTPTN loan, there is so many things to do!!! Zzz... this document, that document lah, here verify, there verify lah, fill in this, fill in that lah... ish... darn alot of things... but no choice loh since i poor kid so must take loan no matter how... hehe... love, bonnie ^^...
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